Hagbad exists to close the financial exclusion gap by giving people the tools, knowledge, and confidence to build wealth without compromise. We are here to support the dreamers, the builders, and the communities often left out — not just with talk, but with tangible, debt-free pathways to progress.
We envision a world where anyone — regardless of background or income — can access the resources to save with dignity, grow with clarity, and live debt-free. Hagbad is more than a savings app. It’s a movement to empower communities to take ownership of their futures with confidence and compassion.
Our platform operates without interest (riba), avoids hidden fees, and centres community-driven growth. Hagbad is for those who value transparency, tradition, and innovation — all in one place.
Hagbad started as a dream behind a plate of rice and lamb. What began as a pop-up food idea turned into something more profound. A desire to create more than good meals, but meaningful impact. We wanted to give back, to build something that could help others rise too. That passion evolved into Hagbad: a platform designed to bridge the financial exclusion gap. A system for people like us, who were building futures on limited tools, often locked out of credit or traditional support. We saw the need for something different — a digital space rooted in trust, free from interest, and full of opportunity. Hagbad is now more than an idea; it’s a tool to help people build credit, save together, and unlock the freedom to chase their dreams.